Karunarathnage Sajith Senaka Nuwansiri Karunarathne

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About

Karunarathnage Sajith Senaka Nuwansiri Karunarathne is a rising scholar at the intersection of FinTech, artificial intelligence, and blockchain technology. His research focuses on how digital transformation is reshaping the banking industry, particularly through the fusion of AI and blockchain to enhance security, efficiency, and customer experience. His most-cited work, "Fusion of Artificial Intelligence and Blockchain in the Banking Industry: Current Application, Adoption, and Future Challenges" (2023), has already garnered 52 citations, reflecting its timely relevance to both academia and industry. In this paper, Karunarathne critically examines the adoption of AI-driven chatbots and blockchain-based systems in commercial banking, identifying key challenges such as regulatory hurdles and integration complexities. His contributions provide a foundational framework for understanding how these disruptive technologies can be synergized to create more resilient and intelligent financial ecosystems. Beyond this flagship study, his broader research agenda explores the practical implications of FinTech innovations, making his work essential reading for students and practitioners navigating the future of digital banking.