Puneet Kumar Gupta

Papers

Total Citations

H-Index

About

Puneet Kumar Gupta is a leading voice at the intersection of finance and technology, with a primary research focus on the transformative impact of artificial intelligence within the financial sector. His most cited work, "Banking 4.0: The era of artificial intelligence‐based fintech" (2022), has garnered 33 citations and serves as a foundational text for understanding how high-tech innovations are reshaping traditional banking. In this pivotal paper, Gupta masterfully dissects how financial institutions are navigating the unpredictable and complex modern landscape by integrating AI-driven fintech solutions. His major contribution lies in framing the current era as "Banking 4.0," a concept that captures the profound shift from conventional banking to a fully digitized, intelligent, and adaptive system. By analyzing how banks are embracing these changes to overcome volatility and ambiguity, Gupta provides a critical roadmap for both practitioners and academics. His work is essential reading for anyone seeking to understand the strategic adoption of AI in finance, cementing his reputation as a key thinker in the evolution of modern banking.