Keqiao Wu

Papers

Total Citations

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About

Keqiao Wu is an emerging scholar whose work centers on the digital transformation of the financial sector, with a particular focus on FinTech innovation and its socioeconomic implications. In her most-cited paper, “Digital Transformation in the FinTech Sector” (2023), Wu provides a nuanced analysis of how emerging financial technologies reshape payment systems, market structures, and everyday life. She critically examines the formation of oligopolies within digital payment ecosystems, warning that concentrated market power can distort competition and disadvantage consumers. By bridging technical innovation with regulatory and ethical concerns, Wu’s research offers essential insights for policymakers and industry leaders navigating the rapid evolution of financial services. Although her work is still in its early stages—accumulating 2 citations to date—her contributions are already recognized for their timely relevance and interdisciplinary scope. Wu’s scholarship stands at the intersection of technology, economics, and social impact, making her a promising voice in the ongoing conversation about how digital finance can be both transformative and equitable. Her work is particularly valuable for students and researchers interested in the real-world consequences of FinTech adoption.