Ferdinand Dehoutman Saragih
Papers
1
Total Citations
19
H-Index
1
About
Ferdinand Dehoutman Saragih is a prominent researcher in financial technology regulation and risk management, with a particular focus on the stability and governance of FinTech ecosystems. His most cited work, "The Key Role of the Financial Regulation in FinTech Ecosystem: A Model Validation" (2021, 19 citations), provides a foundational framework for understanding how regulatory mechanisms can mitigate systemic risks while maintaining the delicate balance necessary for FinTech innovation to thrive. Saragih’s research addresses the rapid expansion of FinTech lending, demonstrating that effective regulation is not merely a constraint but a critical enabler of sustainable growth. By developing and validating a model that maps the interplay between regulatory oversight and ecosystem stability, he offers policymakers and industry stakeholders actionable insights for managing the highest-impact risks in this volatile sector. His contributions are particularly valuable as digital lending platforms continue to reshape global financial landscapes, making his work essential reading for scholars and practitioners seeking to harmonize innovation with consumer protection and market integrity.
Research Focus
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Top Papers
- 1